OpportunityTitle: Mortgage Modification and Mortgage Scams Assistance Housing Counseling
AdditionalInformationOnEligibility: Eligible applicants for this grant are HUD-approved Intermediaries and HUD-approved Local Housing Counseling Agencies (LHCAs) that meet the threshold requirements listed in Section III.C.2 of this NOFA.     NOTE:  Agencies that were already awarded funding under the Housing Counseling NOFA issued July 26, 2010 are eligible to apply for this NOFA provided they meet the location requirement.
Description: This program supports the delivery of counseling services to homeowners to prevent or resolve mortgage delinquency, default, and foreclosure, with the primary objective to preserve homeownership. Counselors provide guidance and information to help families and individuals meet the responsibilities of homeownership and modify or refinance their loans to avoid unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure. Counselors can also assist homeowners with inquiries related to mortgage scams, and reporting instances of potential mortgage scams victimization.
GrantorContactEmailDescription: Contact Person
GrantorContactText: Technical Assistance and Programmatic Information.  For program related information, LHCAs should contact the Homeownership Center (HOC) serving their area, as indicated below. Intermediaries should contact Joel Ibanez at 202 402-4338.